Your Retirement Roadmap Starts Here

Financial Advice for Couples Nearing Retirement

We help couples approaching retirement gain clarity, reduce taxes, and avoid costly mistakes. Our personalized planning process makes your financial future feel less overwhelming, and a lot more secure.

With a clear plan in place, your next chapter feels that much closer.

Secure Your Retirement Before It’s Too Late

Are you prepared for these financial challenges?

  • Worrying about running out of money

  • Lack of a concrete financial roadmap

  • Fear of unexpected healthcare costs

  • Doubt about your retirement lifestyle

  • Stress from managing your investments alone

  • Fear of making costly mistakes

You deserve a secure, worry-free retirement, and I can help you achieve it.

We’ll work together to create a custom retirement roadmap that ensures you have the resources you need to enjoy this new life chapter.

Tailored to you

Your action plan is built around your unique dreams, timeline, and financial situation.

Trusted Guidance

With years of experience and a focus on advice-only planning, I can help you without the worry of ongoing fees.

Avoid Costly Mistakes

Together, we’ll identify potential pitfalls and make sure your money works for you, not against you.

Confidence From Clarity

Know what you have, what you need, and what to do next, so you can retire with peace of mind.

From Stress to Success

Real Results from Our Clients

See how we’ve helped couples near retirement overcome financial uncertainty, avoid costly mistakes, and step into their next chapter with clarity and confidence.

  • Coming close to retirement, we wanted to have a financial professional assess where we stand. We interviewed a number of people prior to making a commitment. Scott stood out for his knowledge, his clarity and his background. We are extremely happy that we chose him. 

    Scott listened intently, shared his thoughts and guided us through the process. We now have a clearer picture going forward which was our goal.  Scott’s guidance and mentorship  gave us the confidence and reassurance in our ability to retire comfortably. 

    We highly recommend Scott to anybody looking to better understand their financial health and stability approaching retirement.

    Steve and Debbie, South Carolina

  • Scott's financial advice has been thorough, timely, and understandable. He listened and provided prudent recommendations tailored to our particular needs and circumstances. Our outlook on our retirement changed for the better thanks to Scott's clear and well-articulated advice.

    Christian and Ana, Michigan

  • As immigrants who grew up abroad, our knowledge of U.S. social security, retirement benefits, and financial system is not broad enough to prepare us to become independent retirees.

    We like Scott's approach where he does not manage our investments. instead, he teaches us solid principles of how to manage it ourselves and deepen our knowledge of the U.S. financial system. iThe educational one-to-one sessions he provided give us the necessary knowledge to become more independent future retirees.

    Hans and Liana, Michigan

  • I have been retired for over two years and am loving it! Scott and I have been colleagues for over twenty years. His ongoing financial advice leading to my retirement was invaluable and gave me confidence in my decisions along the way. He is great at explaining options and reminding me to keep an eye on the big picture. Scott's advice is independent, trustworthy and continues to play an important role during my retirement.

    Roger F., Michigan

  • As immigrants who grew up abroad, our knowledge of U.S. social security, retirement benefits, and financial system is not broad enough to prepare us to become independent retirees.

    We like Scott's approach where he does not manage our investments. instead, he teaches us solid principles of how to manage it ourselves and deepen our knowledge of the U.S. financial system. The educational one-to-one sessions he provided give us the necessary knowledge to become more independent future retirees.

    Hans and Liana, Michigan

Reviewers are not compensated and have no material conflicts of interest.

Scott Grissom, PhD, CFP©

Retirement Planner & Founder of Socrates Financial Planning

A Simple 3-Step Plan to Secure Your Retirement

Prepare for the future with expert guidance tailored for couples getting close to retirement.

  • Schedule Your Intro Call

    Connect with me for an initial consultation. I will listen to your concerns, answer your questions, and share my successful approach to retirement planning. We then decide if it will be beneficial to work together.

  • Build Your Retirement Roadmap

    I will analyze your current financial situation and provide a plan with specific actions designed to ensure you will not run out of money.

  • Take Confident Steps Toward Financial Security

    Follow the clear steps in your roadmap to relax knowing you have the guidance needed to make informed financial decisions.

Schedule Your Free Intro Call

Avoid These 7 Mistakes as You Approach Retirement

Download your FREE guide on common pitfalls to avoid as you plan for retirement including taxes, healthcare costs, social security start date, and investment strategies.

Your Retirement Roadmap Starts Here

Your ideal retirement is within reach - let’s build your Roadmap together.

As a couple nearing retirement, the fear of outliving your savings can be overwhelming. At Socrates Financial Planning, I understand this concern deeply and am here to support you. My advice-only financial planning service offers you a tailored retirement roadmap, complete with clear action items that empower you to take control of your financial future without the burden of ongoing fees. Picture a secure, fulfilling retirement— by taking simple steps like scheduling an introductory call, you can start crafting the financial plan that eases your worries and sets you on the path to peace of mind.

For most plans, the one-time fee of $2,480 includes: Financial Goals, Retirement Projection, Investment Portfolio Analysism Tax Planning Opportunities Personal Action Plan

Personal finance does not have to be complicated. I teach you how to understand and manage your finances with confidence to achieve a wonderful retirement.

Headshot of Scott Grissom

Meet Scott

I was a university professor for many years and now I teach couples how to understand and manage their finances to create a wonderful retirement.

My journey to retirement planner began in 2005 when I took coursework for the Certified Financial Planner designation.

I was an informal and trusted source of financial information for friends, family and the occasional client until starting Socrates Financial Planning in 2024.

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